Start your car search by deciding what the vehicle needs to do. Daily commuting, family journeys and carrying luggage can lead to different choices. Establish a realistic budget before comparing payment plans, and allow room for the ongoing costs of using the vehicle.

A monthly installment is only one part of the offer. Ask for a written breakdown of the amount due at collection, the number and value of installments, any final payment and any additional charges. Compare the total payable across the full agreement rather than choosing solely by the smallest monthly figure.

For a used vehicle, review its condition, mileage and available service history. Consider an independent inspection and check that the vehicle details match the documents. Photographs can help you shortlist cars, but they do not replace checking the vehicle itself.

Understand who will enter into the agreement with you and who will receive payments. Ask about ownership arrangements, payment dates and the terms that apply to early settlement or missed payments. Obtain clarification of anything you do not understand before signing, and retain the agreed documents.

The Amr Saber Cars website provides vehicle listings and payment information that can help you start your comparison. Contact the seller to confirm the current availability and exact terms for the particular vehicle you are considering. Published listings may change as vehicles are sold or offers are updated.

Keep a simple comparison of each shortlisted vehicle, its condition, upfront amount, payment period and total payable. This makes it easier to choose on the basis of the complete offer and your practical needs.