The biggest software project cost estimate driver is rarely the technology stack — it is how much is still undecided. Every ambiguity in the brief turns into a buffer inside the number you receive. A supplier that does not know the exceptions and edge cases has to assume a pessimistic case. Investing a few days in a discovery phase can cut the final cost much more than any rate negotiation.
Third-party integrations tend to be the second big multiplier. A form that saves data is easy to estimate; the same functionality talking to a legacy ERP is a different problem. The effort sits in the counterparty: poor documentation, long certification processes, data that does not match your model. Ask each bidder to list every external system, vue vs react comparison since this is the usual source of overruns.
The requirements nobody writes down quietly rewrite the budget. A tool used by twenty people has almost nothing in common with the same idea serving thousands of external customers. Audit and compliance requirements, outsource mobile app development high availability, load handling, traceability and localisation all add real engineering time. Put them in the brief or you can expect them priced as extras.
Who actually does the work matters. An hourly rate reveals almost nothing on its own: a senior php web portal development engineer at a premium rate can be cheaper per delivered feature than a pair of junior developers who require supervision and rework. Ask as well who else is billed: delivery management, QA, DevOps and analysis have to be done by someone, but these should be named rather than hidden inside a blended rate.
The build price is rarely what you will actually spend. Expect hosting, subscriptions and licences, observability and an ongoing support budget annually. A useful planning figure says that any production system requires a noticeable fraction of the initial investment per year simply to stay current. Treating the launch as the finish line has always been the most common budgeting mistake.