The single largest cost driver is never technology — it is uncertainty. Each unanswered question in the specification becomes a buffer in the estimate. A vendor that cannot see the edge cases will assume the more expensive option. Investing a few days in a proper discovery often reduces the total much more than negotiating the rate.
Integrations are the second big multiplier. A form that saves data is low risk; the same functionality wired into a payment provider and a CRM is a different problem. The effort hides in the third party: undocumented APIs, long certification processes, data that does not match your model. Ask the estimator hire vuejs programmers to break integrations out as separate items, as this is the usual source of overruns.
The requirements nobody writes down can easily double the estimate. An application used by a handful of staff costs far less than the same functionality serving thousands of external customers. Audit and compliance requirements, uptime targets, performance under load, data retention rules and localisation add real engineering time. Write them down at the start or else expect them priced as extras.
Who actually does the work matters a great deal. A day rate says little on its own: go development company an experienced engineer at twice the price can be cheaper overall than two inexperienced developers who require heavy code review. Ask as well which roles are billed: coordination, quality assurance, DevOps and UX design are legitimate costs, but these should be visible in the estimate.
The build price is rarely what you will actually spend. Budget for cloud costs, subscriptions and licences, logging and alerting and it outsourcing eastern europe a maintenance allowance each year. A reasonable rule of thumb holds that software in active use consumes a recurring percentage of the initial investment every year in fixes, updates and small changes. Ignoring this has always been the classic mistake.