The single largest cost driver is never the technology stack — it is unclear scope. Every ambiguity in the specification becomes a contingency somewhere in the quote. A vendor that has no visibility into the edge cases has to assume a pessimistic case. Putting two weeks into a proper discovery can cut the total far more than any rate negotiation.
Integrations tend to be another reliable source of cost. A feature that touches only your own data is predictable; the same screen wired into a payment provider and a CRM is not. The cost sits in the counterparty: poor enterprise php documentation, long certification processes, fields that mean something different on each side. Ask each bidder to list every external system, since this is the usual source of overruns.
Non-functional requirements quietly rewrite the number. An application used by a small internal team is a very different build from the same feature set serving a hundred thousand users. Audit and compliance requirements, availability guarantees, load handling, audit logging and multi-language support all add weeks of work. State them early laravel or .net you can expect them to arrive later as change requests.
The mix of people behind the number matters a great deal. An hourly rate reveals almost nothing on its own: an experienced engineer at twice the price is often cheaper overall than two inexperienced developers who require heavy code review. Ask as well who else is billed: delivery management, quality assurance, DevOps and analysis are legitimate costs, but they should be visible in the estimate.
The number in the proposal is rarely the full cost of ownership. Plan for hosting, subscriptions and licences, logging and alerting and an ongoing support budget for every year the business automation software development runs. A common working assumption holds that any production system requires a meaningful share of the original budget annually simply to stay current. Treating the launch as the finish line remains the classic mistake.